Financial Planning And Retirement Planning Essay - 1526 Words

Financial planning and retirement planning will not be the same as it was for the previous generations of retirees. As people continue to live longer, they will need to save more money to adequately prepare for a retirement period that may last just as long as their working career. In addition to a longer life expectancy, retirees will also have to deal with the possibility of taking care of their aging parents as well as adult children who may need to move back home for an extended stay. Considering these potential outcomes and obstacles, baby boomers should have a sense of urgency when it comes to saving for retirement. Yet, the question is often asked, why aren’t consumers saving more for retirement? One potential answer to this phenomenon is that consumers are in too much debt to save. Individuals are shaped by their environment and the historical era or period in which they were associated (Houle, 2014). Today’s pre-retirees were the first generation to come of age in a historical period where debt was readily accessible and acceptable. In addition to the previous obstacles mentioned, challenges such as consumer and credit card debt, mortgages, 401(k) loans, medical debt, and even student loans hinder pre-retirees from saving for their own retirement. A review of the literature revealed a significant amount of research on the various types of debt pre-retirees are currently servicing. However, few empirical studies focused on the extent to which servicing various typesShow MoreRelatedPersonal Financial Planning : Retirement Planning Essay914 Words   |  4 PagesPersonal Financial Planning - Retirement Planning By Aaron Lau | Submitted On February 19, 2010 Recommend Article Article Comments Print Article Share this article on Facebook Share this article on Twitter Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article on Pinterest Advances in medical science have resulted in people living longer. ThisRead MoreRetirement Planning : Teens And Financial Education1519 Words   |  7 Pages Retirement Planning: Teens and Financial Education Trecia Dawson University of Maryland University College PRO 600 Communicating, Problem Solving, and Leading in Professional Fields â€Æ' Abstract This paper is intended to investigate the connection between early formal and informal financial education and a young person’s willingness to prepare financially for retirement. Formal and informal financial education must work together to achieve the best results. There is no single combination ofRead MorePurpose For A Retirement Plan1266 Words   |  6 PagesRETIREMENT PLANNING CASE STUDY (PART 3) Purpose for a Retirement Plan Retirement Planning is the process of determining retirement income goals and the actions primary to achieve those goals. It includes identifying the sources of retirement income, estimating future retirement expenses, managing the assets and implementing a savings plan. A future cash flow statement is prepared to determine whether the goals can be achieved or not. The primary purpose of a retirement plan is to provide financialRead MoreBenefits Of Retirement Planning For Retirement917 Words   |  4 PagesRetirement planning is essential for the future well-being of retirees. Gaining knowledge and perspective on the process will be beneficial. A lack of preparedness may stem from the overwhelming amount of variables affecting and contributing to retirement planning. The following literature reviews provide awareness on planning for retirement. In an article by Burke Goldman (2015), three strategies are presented to adopt and implement proven features and solutions. First, automatic planRead MoreWhy Are Millennials And Possibly Future Generations Not Saving Enough For Retirement?1740 Words   |  7 PagesToday, many Millennials are not saving enough for their retirement. A study by the Insured Retirement Institute and The Center for Generational Kinetics (2015) showed only 29% of Millennials describe themselves as actively preparing for retirement (Insured Retirement Institute and The Center for Generational Kinetics, 2015). It poses as a problem when it comes to retirement planning because many Millennials will not be prepared for their retirement. This further raises the question, â€Å"Why are MillennialsRead MoreFinancial Planning Services For The Aging Population Essay753 Words   |  4 PagesSeniors have recently been recognized as a potential untapped cache of financial resources for accountants. Financial planning services for the aging population opens up a new vein of revenue for financial planners. The rewards for such ventures are not one-sided. An accountant will reap the rewards of performing their job while the senior clients gain better financial stability. Aging Clients The population of United States citizens over the age of 65 has been steadily rising for decades. It isRead MorePersonal Finance Planning : The Financial Management999 Words   |  4 PagesPersonal Finance Planning Introduction Personal Finance is the financial management which an person or a family unit performs to spending plan, spare, and invest fiscal assets over time, considering different monetary risks and future life events (Salohalla, 2011). Like many people, you have seeks and dreams and life objectives after yourself and your crew. These might incorporate purchasing a home or business, putting something aside for school instruction for your youngsters, taking a fantasyRead MoreCase Analysis : Andrew M Wyatt1283 Words   |  6 PagesWyatt is an Attorney with a Series 66 License Never one to rest on his laurels, attorney Andrew M Wyatt has studied for, tested, and received his Series 66 license. Administered by the North American Securities Administration Association for the Financial Industry and Regulatory Authority, this test and licensing is vital to anyone who wishes to work in the securities field. With a Series 66 license, future investment professionals can become advisers, sell stocks and bonds, and work with client sRead MoreSaving First And Paying Cash937 Words   |  4 Pagesindividuals possess basic financial knowledge about debt. The previous generation used credit as the ultimate last resort while baby boomers were conditioned to be much more comfortable with credit. For many baby boomers, their idea of saving is buying more to receive a discount on the purchase. The concept of saving first and paying cash has been replaced with the concept of you can have anything your heart desires today as long as it is within your credit limit. More finan cial education in this areaRead MoreWhen It Is Your Time To Retire, The Main Question You Should1050 Words   |  5 Pagesmost individuals are unable to show financial readiness for their retirement years. This clearly indicates that saving for retirement is a really challenging process that needs planning and follow-through. Here are some helpful tips that should aid you on your way for a coin comfortable retirement; Start as soon as possible; It is blatant that it is better to save at an early age. However, it is never too late to commence, even if you are getting into your retirement age because every coin saved helps

Social Class in the United States Essay - 1673 Words

There is much debate about the issue of social class in the United States. There are arguments about whether social classes are distinctly separate or fluid, dependent upon one’s community or society as a whole, and if they are subjective or objective (Hughes and Jenkins). However, despite the debate surrounding social classes, it is still important to try to define them and analyze their effects, as they are such an important part of our identity and our opportunities in society. Although our society has tried to appear as though we have no classes, and it is becoming harder to tell what class someone is in by material goods, classes do still exist today (Scott and Leonhardt). The trend has been to divide the U.S. into four major†¦show more content†¦Despite the debates about social class, the United States is usually described as having four major social classes, the elite or upperclass, the middle class, the working class, and the lower class (Goldscmidt). Cla sses are generally differentiated by income, education, and occupation although other factors do have an effect. The upperclass consists of about 1% of the population making 750,000 dollars or more a year as investors, top executives, or heirs to large fortunes (Hughes and Jenkins). There tends to be no question about who is in the upperclass as they are pretty clearly isolated in their power and wealth. The middle class makes up about 40% of the population making anywhere from 40,000 to 749,999 dollars a year (Hughes and Jenkins). The large disparity in income and wealth have led to a further division of this class into upper-middle class and middle class in some circles. The middle class usually work white collar jobs as professionals and managers, however some highly skilled blue collar workers are included. Those in the middle class have usually obtained higher education degrees and place a high value on individual responsibility for one’s class (Goldschmidt). The working class is composed of about 50% of the population earning 13,000 to 39,000 dollars a year (Hughes and Jenkins). Some also divide this class into a working class and aShow MoreRelatedSocial Class Of The United States1103 Words   |  5 Pagesname and occupation. The American society is conventionally arranged into social classes founded on income, wealth, occupation, educational successfulness and social network. Social classes are defined as â€Å"status hierarchy in which individuals and groups are classified on the basis of esteem and prestige acquired mainly through economic success and the accumulation of wealth.† (â€Å"social class†) For most of American history, social classes have created inflexible barriers, with multiple institutions andRead MoreThe Inequalities of the Social Class in the United States and How to Improve It1315 Words   |  6 PagesWhat is social class you ask? Social class is a system created to categorize people by education, wea lth and heredity. What are the different class systems you ask? There are several class classifications and they’re Upper Class–Elite, Upper Middle Class, Lower Middle Class, Working Class and poor. In the united states and being a victim of â€Å" social class categorizing† is an issue that must be addressed and people must be made aware, because it seems as if it’s not going anywhere anytime soon soRead MoreThe United States : Social Class, Race, Ethnicity, And Health1447 Words   |  6 Pagesfor their own personal conduct and poor health decisions that result in serious, yet avoidable illnesses and disabilities? Will charging people higher health insurance premiums help curb poor health habits? In Health Disparities in the United States: Social Class, Race, Ethnicity, and Health - Edition 1 by Donald Barr, the author explores the questions, â€Å"What is health? How should we define it? How should we measure it?† Barr addresses the â€Å"danger of approaching health as a moral imperative† andRead MoreThe United States : Social Class, Race, Ethnicity, And Health1416 Words   |  6 Pagesfor their own personal conduct and poor health decisions that result in serious yet avoidable illnesses and disabilities? Will charging people higher health insurance premiums help curb poor health habits? In Health Disparities in the United States: Social Class, Race, Ethnicity, and Health - Edition 1 by Donald Barr, the author explores the questions, â€Å"What is health? How should we define it? How should we measure it?† Barr addresses the â€Å"danger of approaching health as a moral imperative† andRead MoreHealth Disparities Of The United States : Social Class, Race, Ethnicity, And Health1606 Words   |  7 Pagesbutton topics is that of healthcare. The United States is the only developed nation without a universal healthcare system, but spends the most for health services. With so many Americans lacking the adequate care needed or facing bankruptcy due to piling medical bills, one must look at the health disparities that are causing this super power nation to inadequately serve its citizens. Donald Barr’s text Health Disparities in the United States: Social Class, Race, Ethnicity, and Health examines theRead MoreSocial Class Stratification : An Important Part Of How The United States Functions Essay2021 Words   |  9 PagesSocial Class Stratification Social class is an important part of how the United States functions. Because the United States tries to run on a laissez-faire based marketing system, there are social classes that differ based on economic prosperity. The people who work hard and are smart rise to the top and usually become part of the upper or middle class. People who don t work hard or are lacking an intellectual capabilities fall to the lower class. Social class stratification is important to understandRead MoreThis Essay Is Looking At What The Key Factors Most Commonly1999 Words   |  8 Pagesbeing linked to health inequalities in the United Kingdom. Firstly, what does the term health inequalities mean according to the World Health Organisation (WHO) â€Å"Health inequalities can be defined as differences in health status or in the distribution of health determinants between different population groups. For example, differences in mobility between elderly people and younger populations or differences in morta lity rates between people from different social classes. It is important to distinguishRead MoreSocial Stratification And Its Effects On Society1266 Words   |  6 PagesSocial stratification is a way people categorize others in a socioeconomic strata. Social stratification has four principles: social stratification has and continues to persist over generations, it involves inequality, beliefs and other economic and ideological standards, it is universal but variable, and it is also a â€Å"trait† of society. Social stratification doesn’t categorize certain individuals by their looks or popularity, but instead categorizes by different aspects such as the job they haveRead MoreThe Four Theories of Government Essay669 Words   |  3 Pagestheory, and social contract theory. The Force theory was when one person or group of people gained control of the area and forced others to submit to their rule. The evolutionary Rule basically said that the states would develop natur ally out of family clans, tribes, ect. The divine right theory said that the state was created by God and God gave people of royal birth the â€Å"divine right to rule†. The social contract theory was created by Thomas Hobbes and he believed that before the state people wereRead MorePoverty And The American Dream933 Words   |  4 Pageswealth. These 400 Americans are the Top 1%. While the Top 1% are living luxurious lives, the Bottom 99% is struggling to make ends meet. Inequality is nothing new to the United States. In fact, it is a serious problem for America’s Economy, Democracy and the Middle Class. Economic Inequality is the thing that makes the United States the Land of Opportunity to many immigrants. Many Immigrants relocate themselves and/or families for the purpose of experiencing â€Å"The American Dream†. The American Dream

Analysis Of The Poem O Captain My Captain By Walt Whitman

What a beautiful portrayal of our great nation and some of the many amazing things we have overcome to get to where we now are today. To begin analyzing this poem we must first look at the context of when the poem was written. This poem, â€Å"O Captain, My Captain† was written by Walt Whitman in 1865 after the assassination of Abraham Lincoln. This death of the beloved president left the entire country devastated. Walt Whitman was a very strong admirer of Abraham Lincoln and often saw him as a fatherly figure in his life. Whitman writes many times in his poem yelling â€Å"father† (Whitman 13). Whitman truly believed that Lincoln had kept this country together, even though there was such hatred between the North and the South. He had accomplished the task of keeping together the union and freeing the slaves from the hands of their masters. Walt Whitman painted us a picture of how our nation became free of slavery due to our wonderful captain. The poem displays this pic ture by using an extended metaphor that is talking about Abraham Lincoln and the abolishing of slavery through the Civil War. The metaphor begins with the speaker of the poem was a sailor who had just sailed a very long and dangerous trip and witnessed the death of his beloved captain. As Whitman begins to write the poem he displays his emotions through the sailor on this ship. At the start of the poem the sailor cries â€Å"O Captain! My Captain! our fearful trip is done, The ship has weather’d every rack, the prize weShow MoreRelatedAnalysis Of The Poem O Captain ! My Captain By Walt Whitman826 Words   |  4 Pagesthe famous poem, â€Å"O Captain! My Captain!† Written by, Walt Whitman in the year 1865. The poem, refers to a terrible event in American history; the assassination of President Abraham Lincoln. Instead of the country celebrating and rejoicing over the ending of the Civil War and being happy over the country being kept whole, everyone was mourning in the loss of their leader. Aboard a ship, the poem is about a fellow sailor grieving from the loss of his captain. The sailor in the poem is singingRead MorePoem Analysis: O Captain! My Captain! by Walt Whitman Essays568 Words   |  3 PagesThe poem basically tells a story about the death of the captain of a ship men crew. The speaker of the poem is a sailor of the ship crew. He grieves mournfully about the death of his respectfully captain. Gloomy and dreary atmospheres are vividly sensed throughout the poem as the speaker lamenting the captain’s death. The poem begins with the speaker calling out his captain that they have finally made it home after their â€Å"fearful trip†. The boat is in sight of land and the people in the shore watchRead MoreComparison of Whitman and Dickenson Poems856 Words   |  4 Pagesperiod, two great American writers captured their ideas in poetry. Their poems give us insight into the time period, as well as universal insight about life. Although polar opposites in personality, Emily Dickinson and Walt Whitman created similar poetry. Dickinson s Hope is a Thing with Feathers and Whitman s O Captain! My Captain! share many qualities. br brHope is a Thing with Feathers and O Captain! My Captain! contain a similar scansion. Both have a predominantly iambic meter. TheRead More Whitmans O Captain! My Captain! And Dickinsons Hope is a Thing with Feathers860 Words   |  4 PagesWhitmans O Captain! My Captain! And Dickinsons Hope is a Thing with Feathers America experienced profound changes during the mid 1800’s. New technologies and ideas helped the nation grow, while the Civil War ripped the nation apart. During this tumultuous period, two great American writers captured their ideas in poetry. Their poems give us insight into the time period, as well as universal insight about life. Although polar opposites in personality, Emily Dickinson and Walt Whitman createdRead MoreCharacterization in the Film Dead Poets Society649 Words   |  3 Pagesboy named Neil and his six acquaintances. They all go to a boarding school, which is rigorous and conservative, called Welton academy. In this analysis I will discuss first and foremost the characterization in the film. John Keating is the new charismatic poetry teacher with unconventional teaching methods he is later referred to as O captain, my captain. He also is an unconventional and inspirational leader who has a lot of influence over the boys and their lives. He puts the term carpe diem in

Research Proposal Social Work - 2475 Words

TABLE OF CONTENTS I. INTRODUCTION†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 1. 1.1 Statement of the problem†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 1. 1.2 Motivation for study†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 2. 1.3 Goals of the study†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 2. II. RESEARCH DESIGN†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦... 3. 2.1 Type of Research Approach†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 3. 2.2 Type of Research Design†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦... 3. 2.3 Data Collecting Methods and Data Analysis†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.... 3. 2.4 Population and Sampling Procedures†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 4. 2.5 Anticipated Problems†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 5. 2.6 Procedures of Research Study†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 6. 2.7 Costing†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 7. 2.8 Ethical Issues†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦ 8. III. CONCLUSION†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 9. IV.†¦show more content†¦This is applied research where a knowledge development objective is the end result (Blanche Durrheim, 1999: 41). 2.2 Type of Research Design A research design can be understood as the planning of any scientific research from the first to the last step. In this sense it is a program to guide the researcher in collecting, analyzing, and interpreting facts (Bless and Higson-Smith, 1995:63). For the purpose of this study, the researcher intends to use a cross-sectional research design where all the data will be collected at the same time. The distribution of the research questionnaires will take place over a time period of two weeks where the main data will be collected from the respondents. 2.3 Data collecting methods and data analysis The data gathering will be done with a questionnaire the researcher designed her self that will assess work satisfaction of social workers. The questionnaire is named the Questionnaire on Social Workers Work Satisfaction in Welfare Organizations. This questionnaire firstly has the objective to collect certain vital demographic information from the respondents. Secondly, it covers aspects on how the respondents perceived their work environment, their experiences in so far their workShow MoreRelatedGrowing Convergence Research At NSF Big Ideas : Lab Report1492 Words   |  6 PagesConvergence Research at NSF (NSF 17-065) described an initial set of opportunities to explore Convergence approaches within four of the research-focused NSF Big Ideas. Regarding Work at the Human-Technology Frontier (W-HTF) specifically, NSF encouraged proposals for workshops and Research Coordination Networks (RCNs) to facilitate the convergence of computer science, education, engineering, and the physic al, biological, and social and behavioral sciences to define the key challenges and research imperativesRead MoreThe Chicago School Of Professional Psychology Essay1342 Words   |  6 PagesFinal Research Proposal Luis A. Santiago-Gaetan The Chicago School of Professional Psychology Introduction to the Study For several decades, literature has suggested that multinational corporations (MCNs), transnational corporations (TNCs), and or international business companies (IBCs), are among the most powerful and wealthiest organizations in the history of the world (Tirimba Macharia, 2014; Bouquet Birkinshaw, 2008; Fuchs, 2007; Cohen, 2007; Stopford, 1998; Meleka, 1985; Hawkins, 1979)Read MoreEssay on Typography and Formal Recommendation Report837 Words   |  4 Pagesï » ¿Course Project: Formal Recommendation Report or Proposal Objectives Given information on a technology or business-related issue presented in a case study, evaluate and integrate outside research to create a well-organized and documented formal analytical report or proposal using at least six sources, including books, articles, interviews with subject matter experts, and websites or databases, and prepare a set of presentation slides to accompany the proposal. -8- to 10-page Formal Recommendation ReportRead MoreSample Research Paper1642 Words   |  7 PagesThe main purpose of a research proposal is to show that the problem you propose to investigate is significant enough to warrant the investigation, the method you plan to use is suitable and feasible, and the results are likely to prove fruitful and will make an original contribution. In short, what you are answering is will it work? A provisional way of presenting all the parameters of research in logical order is known as proposal-writing stage. Irrespective of some other motives such as financialRead MoreHow to prepare a good research proposal1552 Words   |  7 Pagesï » ¿How to prepare a good research proposal When applying for a research grant or a study scholarship, you are expected to hand in a detailed and precise description of study or research proposal as well as information on any previous study or research projects of particular relevance to a decision of award. The purpose of the proposal is to ensure that the candidates have done sufficient preliminary reading/research   in the area of their interest that they have thought about the issues involvedRead MoreDifferences Between Formal Research and Business Proposals1403 Words   |  6 PagesDifferences between â€Å"Formal Research† and â€Å"Business Proposals† There is a great difference between a formal research proposal and a business proposal. In fact these two types of proposals seem to be very similar but there are critical differences in the overall purpose, uses and goals. With such distinct differences for a writer it helps in understanding for writing the formal research proposal or business proposal more effectively. The general purpose of a proposal is the identify a particularRead MoreChinese Management Styles968 Words   |  4 Pagesstyles which method is more effective? A research proposal written for David Liu as part of Principles of Applied Menage ment by Yang yang ,Yao yue, Tang yuli and Wang mingyuan May 2011 1. Introduction 1.1 Topic 1.2 Reasons for choosing this topic 1.3 Background 2. Research Aim and Objective 3. Literature Review 4. Research Method 5. Key Assumption and Limitations 6. Research Report Contents 7. Bibliography 1. Introduction Read MoreCase Study Of Garmin Uses Technology Help Promote Collaboration Between Departments And Services1054 Words   |  5 Pagestelecommunication technologies that allow for this to happen. At Garmin we currently utilize virtual teams in order to come together and accomplish multiple goals. These teams are designed in order to save the company on travel costs by giving the ability to work remotely via web meetings or conference calls. Garmin has done a great job of promoting these teams with video conferencing so that you get an understanding of who you are working with. Opportunities for Garmin in order to expand upon their collaborationRead MoreBusiness Topic : Open An Express Company1215 Words   |  5 Pagestherefore there are still have profit margin for a professional express company. 2. Questions In order to make this proposal more reliable and practicable, there are few basic questions need to ask before starting. 1ï ¼â€°How many other express companies in the current market? This question can help me have a better view of the level of the competition of the industry. 2ï ¼â€°How these companies work, what’s their operation system? As a new enter, people need to know all the basic knowledge about this industryRead MoreResearch Proposal1267 Words   |  6 PagesResearch Proposal: It addresses a particular project: academic or scientific research.  It also contains extensive literature reviews and must offer convincing support of need for the research study being proposed.   Doctoral dissertations begin with research proposal; the proposal must be accepted by a panel of experts (usually professors) before the actual research can begin.   In addition to providing rationale for the proposed research, the proposal must describe a detailed methodology for conducting

Review of Taming Of the Shrew Essay Example For Students

Review of Taming Of the Shrew Essay I watched an abridged version of this play on Monday, 13 October 2008 in the drama hall of my school Kidbrooke School. It was written by William Shakespeare, directed by Miss Hagan and performed by the Drama Club.  The play was about a father, who has two daughters Katherine, the elder one and Bianca. Many men fancy Bianca, however she cannot be wed as the father Baptista Minola decides that Katherine the eldest should marry first, if she has not been taken as a wife no one could marry Bianca. Many men in the city of Padua disagree with the decision as the all are in love with Bianca and in fear of Katherine and therefore try to make deals with Baptista, who stays firm to his conditions. A member of the community has a not very noble friend outside the city that he calls in order to marry Katherine, the shrew. As he introduces his companion to Baptista and explains their reason for being at his house; Petruchio is then given the permission to marry Katherine, who does not agree with this as her father tells her the good news. Thereafter the wedding followed an Katherine moved to her new husband who immediately starts taming her as he sees her bad behaviour; his ways of taming included starving and psychological conversations, that enforce her to believe whatever he says. Meanwhile at home the younger sister Bianca is an affair with a man who disguised himself as a tutor and is in love with Bianca. Lutencio then weds Bianca secretly but Baptista catches them red-handed; therefore it was time for Lutencio to explain to him who he was and what he feels for his new wife. Later on a feast is arranged and the whole family is invited, and so are their friends. As the men introduce themselves and talk about present day issues their wives go out to have some time with each other away from their husbands. During their conversation the men wonder how it was possible to tame Katherine and want to find out whose wife is most obedient; each man called his wife to come to him but only Katherine replied and came to her husband. This amazes everyone and Petruchio asks her to bring in the before called wives to their husbands and to explain how a woman should treat her husband. In the play the issue of a role of a woman is explored and how her attitude towards her husband should be. It shows what was expected what women should be like, meaning that they did not have their own opinion but had to agree with whatever is wanted by their husbands. In the end speech of Katherine ways of behaviour towards a husband are even more highlighted, because she narrates values he herself did not believe in; such as treating your husband like a king and being lucky to have him to take care of you. This play is performed using Shakespearean language, which seems not very understandable at the beginning but as the audience follows the actions the language can be comprehended. Moreover does the play include various explorative strategies which make the easier to understand for the spectators; marking the moment, still images and many more where used.  The set was kept simple as the stage was of medium small size and props such as tables were used to let the audience imagine what exactly was happening on stage. Through the fact that the set was kept simple the audience has to use its creativity to image what the place could look like; therefore everyone is able to interpret the play in his or her personal way. .u3980b156bde9df4f555cdd98564314c8 , .u3980b156bde9df4f555cdd98564314c8 .postImageUrl , .u3980b156bde9df4f555cdd98564314c8 .centered-text-area { min-height: 80px; position: relative; } .u3980b156bde9df4f555cdd98564314c8 , .u3980b156bde9df4f555cdd98564314c8:hover , .u3980b156bde9df4f555cdd98564314c8:visited , .u3980b156bde9df4f555cdd98564314c8:active { border:0!important; } .u3980b156bde9df4f555cdd98564314c8 .clearfix:after { content: ""; display: table; clear: both; } .u3980b156bde9df4f555cdd98564314c8 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u3980b156bde9df4f555cdd98564314c8:active , .u3980b156bde9df4f555cdd98564314c8:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u3980b156bde9df4f555cdd98564314c8 .centered-text-area { width: 100%; position: relative ; } .u3980b156bde9df4f555cdd98564314c8 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u3980b156bde9df4f555cdd98564314c8 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u3980b156bde9df4f555cdd98564314c8 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u3980b156bde9df4f555cdd98564314c8:hover .ctaButton { background-color: #34495E!important; } .u3980b156bde9df4f555cdd98564314c8 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u3980b156bde9df4f555cdd98564314c8 .u3980b156bde9df4f555cdd98564314c8-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u3980b156bde9df4f555cdd98564314c8:after { content: ""; display: block; clear: both; } READ: Short Story - A Devastating Afternoon EssayDuring the performance lights where used to highlight the mood the characters where in, this means different light, different mood. The lights had a great impact on the audience as they make the performance look more alive. Especially different coloured lights (red light was used as Katherine and Petruchio have an argument) and spot lights as they make it easier for the audience to comprehend what is happening on stage. Sound was used to help the audience image in what time period the story happens; Greek music was introduced the play showing what a lively place the city Padua was. Also as Katherine and Petruchio had an argument, music was played in the background to give the audience a feeling of what is happening; the music has tremendous impact because the audience therefore feels that this is not just a play but real, it makes them feel part of the happenings on the stage. All actors wore black tops and trousers; this shows the audience that they all are part of the same. However, costumes were also used o enhance the audiences imagination of what time the play is set. Only some of the characters had to put on additional costumes over their black so that the audience is able to visualise the importance of some characters.  In my opinion I can say that this play is worth watching because of the message is gives out. Also because it is short so everyone including people who are newcomers to the theatre can watch it. I like this version of the play, for the reason that even though Shakespearean language is used I am able to understand it.

Detecting Activity Network Traffic Analysis -Myassignmenthelp.Com

Question: Discuss About The Detecting Activity Network Traffic Analysis? Answer: Introducation VTB Russia is one of the most recognizable global financial service providers occupying a dominant place in the banking industry. The business experts of VTB Russia have expanded their wings all over the CIS countries such as Armenia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Austria and Germany. People of various geographical backgrounds are aware of the service process of VTB Russia. The most effective shareholder of VTB Bank is Russian Government, which owns 60.9% of voting shares (Vtb.com 2018). The primary mission of this specific company is to deliver effective services by maintaining superior quality of their products. The current strategy that VTB Russia tends to follow is 5Cs strategy for executing the entire process of business successfully. Fine Cs strategy includes: Every business organization has to face innumerable barriers in executing a strategic plan properly. VTB especially intends to face a gap between plan and action. Causal logic primarily aims to align projects with strategic objectives bottom-up not every legitimate activity emerges from top-down planning. Business organization like VTB has to implement innumerable strategies within the business process (Srivastava and Sushil 2013). As a result, the business managers have to face difficulties in executing every single business strategy effectively. This very specific stage is helpful to critically analyze the pros and cons of various business plans for reducing complexity. After implementing a proper strategic plan VTB managers intend to make an effective evaluation whether the organizational structure is compatible enough in making these plans and policies successful (Goetsch and Davis 2014). VTB as a financial service provider has decided to engross the market of Austria and Germany. The business managers have analyzed that this organization has sufficient number of workforce strength in order to maintain a balance between supply and demand. The responsibility of business experts is to maintain business sustainability in the market. While providing effective services in the market of Russia, VIB has analyzed on how they can continue and maintain the standard of products and quality of services. This particular business strategy enabled VTB to appoint research and development team within services (Parisi 2013). The role of this specific department is to analyze the risk factors of implemented business plan. Maintaining clarity within the services is one of the most significant strategies and policies that VTB tends to follow. Russian government is the primary shareholder of this specific organization (Jamil 2013). Therefore, the service providers always intend to maintain a transparent and effective customer relation with the clients. The various sectors with which VTB tends to deal are as follows: Obstacles of strategic execution: It is undeniable that VTB has faced innumerable challenges while executing the strategies within business services due to several reasons. Followings are the primary obstacles that this organization has faced while executing the plan: Lack of workforce strength in comparison to the number of customers Clients are based on public sector mainly. Private organizations are not interested in using the services of VTB Communication gap between the service providers and service users Customers point of view states that VTB has low profit growth Process of translating strategy into action: After identifying the obstacles for executing the strategic planning successfully, VTB has decided to focus on several aspects. Based on those components VTB would be able to translate their strategy from idea to action. Enterprise Resource Planning: Enterprise Resource Planning primarily aims to integrate the back office business process by facilitating the flow of information within organization. ERP software enables to collect organizational data from different level of an organization by connecting business activities across the department (Hollenbeck and Jamieson 2015). After using this specific process, VTB is able to give services with the help of composed data. As a result, employees are able to maintain integrated workflow. The organization does not have to dependent on the employee strength. As a result, implemented strategies can be made successfully. Total Quality management: Total quality management is the process based on which organization tends to focus on improving products and services. This specific approach is based on 8 principles that enable the business providers in improving entire process of business (Uittenhove and Lemaire 2012). The 8 primary factors based on which service providers of VTB has focused to improve their quality of services are as follows: Focus on satisfying customers Total employee involvement Strategic and systematic approach Continual improvement as per customers feedback Strategic decision making Maintain focus communication Business Process Reengineering: Business Process Reengineering is one of the most effective business strategies based on which the organization can focus on customer service, cut operational cost and World-class competitors. One specific issue has been identified that VTB is not efficient enough in involving the employees within services properly (Malladi and Krishnan 2012). The organization has not appointed large number of employees within the services so that customers can get the entire services within proper time. In this kind of situation, Business Process Reengineering has been implemented within the process of business. This specific form of strategy has enabled VTB to implement ERP planning with the help of which employees can work together with composed data and information. Six Sigma: Six Sigma in general view, is a form of data driven approach in quest of eliminating defects from the entire operation process. In this very specific study, some of the major issues faced by VTB have already been highlighted. Employees are not providing effective services to the customers due to the lack of strength. In addition, employees are not comfortable enough in being accustomed with the advancement of psychology (Sharma, Vlosky and Romagnoli 2013). However, the business experts in this situation have implemented Six Sigma method. With the help this specific method, VTB has been instructed to focus on several factors such as total employee involvement, strategic decision making, effective customer services and working with composed data. ERP, Total quality management, Business Process Reengineering and Six Sigma are the several ways based on which strategic ideas of VTB can be translated into action. People belonging to various geographical boundaries and attitudes are associated within the services of VTB. Therefore, the business managers should focus on providing effective career progression planning. As a result, they would be able to maintain balance between customers demands and supply. Strategic risk management and development of strategic performance management Risk management is the systematic method of evaluating the risk factors on the implemented strategies. As a result, the organization does not have to face any kind of barriers in running the business process. While evaluating the current strategy of VTB it has been pointed out that, the organization has faced numerous challenges. Services providers are unable to communicate with the clients properly due to language barrier (Teller, Kotzab and Grant 2012). VTB has become very much dependent on government. Most of the private organizations have showed their reluctances in receiving financial services from VTB due to poor services from the employees. After identifying risk factors, some of the most effective development strategy has been implemented within the business process of VTB. The development strategy includes: Development of product for satisfying customers: VTB has decided to render product development in order to expand their business in different multinational countries. Investment banking and wholesale banking was the core product with which VTB generally dealt (Levenson 2015). However, the business experts have decided to bring general insurance, health insurances, life banking and retail banking in quest of increasing the rate of target customers. After the initiative of retail banking, large number of private sectors would like to show their interest in receiving the services of VTB. Rendering a change on corporate culture: As per the corporate culture in Russian banking industry, group performance never gets priority than individual performance. Business managers always crave for getting good performances from individual. Srivastava (2014) opined that in order to meet long-term business target business employees have to focus on improving group performance. Every individual team would have to perform well for grabbing customers attention. Advanced technology: While using ERP planning and other financial software employees should be efficient with the changing process of technology. Otherwise, the organization would not be able to deliver the services within proper time (Sabt, Achemlal and Bouabdallah 2015). After the emergence of technology, VTB gets more opportunities to promote their entire services in various geographical boundaries. As a result, people of global market are aware of the services of VTB. Effective financial performance: VTB aims to provide the best financial services to the customers. It provides obvious stakeholder meaning for transformation, but brings potential conflict between cost optimization and major transformation spending on operational level. While providing financial services the employees would have to show their professional gesture (Villeneuve and Bennett 2012). Based on this professional gesture customers of various cultural and psychological backgrounds and attitudes would get equal respect and priority. Proper structure of the organization: VTB while developing the strategies should focus on maintaining proper organizational structure and hierarchy. Function, products and services, Market segmentation and matrix are the four major components based on which VTB should improve their internal structure. Function is the primary hierarchy that VTB tends to follow. The primary function of this specific organization is to provide clear instruction to the manager in order to control the entire process of business (Ivanov and Sokolov 2013). In order to gain organizational image and reputation business experts have to focus on maintaining quality of products and services. VTB primarily deals with Investment banking and wholesale banking. However, the product managers of this organization has decided to implement general insurance, health insurances, life banking and retail banking for increasing more customers within the service process. Designs and systems of organizations aligned with the strategies Every business organization has to follow a proper design and system that can be aligned with their strategies and policies. The elements, which are sorted out for designing the system, are as follows: Organizational process: In quest of maintaining business sustainability, the organization follows a proper process regulations and acts. The regulations that VTB has implemented within the business process include health and safety act, right to information act, data protection act, anti-discrimination act and so on. On the other hand, VTB is very much flexible in providing equal priority and response to every single customer (Unger, Gemnden and Aubry 2012). In addition, employees after facing any kind of health issue at the workplace can get a proper assistance from the business experts. Interface management: Interface management primarily signifies the overall hierarchy that a specific business organization maintains in order to control the overall process of business. Operation manager plays the primary role within the work floor of VTB. Large number of assistant managers works in several departments under operation manager (Castronovo and Huang 2012). Managers tend to direct the team leaders in performing well so that employees working under that team leader get the motivation of effective performances. Capacity of the organization: In order to maintain proper organizational hierarchy business experts should have sufficient financial resources. As a result, the organization would be able to improve their performances. After evaluating the entire organizational capacity, it is critically analyzed that VTB is not sufficient in providing effective training and development session to the employees due to economic constraints (Men and Scheef 2014). Employees do not get much exposure in improving their professional skill and company. However, in order to render development strategy the organization needs to focus on employee performance evaluation so that customers can get better services. Management style: Democratic management style is the way of success that VTB tends to believe for expanding their business. VTB with the help of democratic form of leadership style never intends to impose own decision on the employees. Employees have the right to express their point of regarding the success of business (Castronovo and Huang 2012). As a result, the employer and employees can maintain an effective rapport with each other on the work floor. After following this particular management style, the business managers have identified the areas of both success and failure. The positive and negative impact has been pointed out below: Positive effects: Employee engagement Effective delivery of services Effective strategic plan to render the success of business Collective decision making Transparency within the services Negative effects: Misuse the flexile work environment Incoherence on the work Ineffective delivery of services Biasness towards evaluating the level of performances Evaluation of good and weak practices: After analyzing the entire organizational structure along with the management policy, it can be evaluated that VTB likes to follow democratic form of management style while regulating the entire process of business. Democratic form of leadership style implies that employees and employees are flexible in making organizational policies with the help of collective decision-making (Ivanov and Sokolov 2013). In this kind of situation, employees do not have to focus enough difficulties in providing their good services to the customers. On the other hand, it has also been observed that extreme level of employee engagement is hampering the workflow of VTB. The employees are from different geographical backgrounds and attitudes. As a result, business managers have faced innumerable challenges in receiving effective decision from the employees. Recommendations: After evaluating the entire strategic execution plan of VTB some of the major recommendations can be provided: Managers should focus on developing the professional skills of employees. After the business expansion of VTB in Germany and Austria, business experts have faced immense difficulties in fulfilling the needs and demands of the customers due to communication gap and psychological barrier (Villeneuve and Bennett 2012). However, it can be recommend that the human resource managers should provide an effective training and career development session to the employees based on which the employees can improve their performances. Democratic form of management style is not suitable for VTB in any circumstance. This particular organization being one of the most recognizable financial service providers of Russia should follow transformational form of management style (Levenson 2015). In order to overcome any kind of sudden crisis the managers should implement autocratic decision on the business process. As a result, they would be able to overcome the crisis as soon as possible. Involving the employees for gathering their point of view may not be effective at that time for resolving the issue properly for VTB. Reference List: Cadez, S. and Guilding, C., 2012. Strategy, strategic management accounting and performance: a configurational analysis.Industrial Management Data Systems,112(3), pp.484-501. Castronovo, C. and Huang, L., 2012. Social media in an alternative marketing communication model.Journal of Marketing Development and Competitiveness,6(1), p.117. 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